Friday, August 3, 2012


My life’s purpose is to help people get out of debt and build generational wealth and I really love sharing the information I know with the working poor and the middle class because it will help them move up to the next level of the income bracket.  Lately I have been reading about how the income gap in America has widened and how the poor and middle class are suffering.  As I read these sometime heart breaking stories I say to myself “it will get better, it has to get better.”  Then I start to wonder what could be done to end this poverty problem and I am not talking about the homeless person you pass on the street, but that co-worker that has not eaten today because they want their kids to eat first.  How do we help those who are working as hard as they can and even with government assistance (which most don’t want) are still struggling to make ends meet?

I decided to take a look in the mirror and say what are you going to do with your gift to help those who are helping themselves, but still falling short?  The blog is a start, but not everyone is your friend on Facebook or Twitter and even more importantly most don’t have computers.  I do financial literacy presentations and workshops, but some of the people who need my help the most may not know about those events and may not have a car to get them there.  So what is the solution?  I think the solution is “it takes a village” and what I mean by that is those who attend my workshops to point out to them that I am only one person and I need them to take this information to family members, friends, co-workers, etc who they see working to make ends meet.  Even take the information to those middle class individuals who may not be struggling right now, but you see them making foolish decisions with their money that might land them in poverty with a job loss.  Sharing my information on financial literacy is a big step toward prosperity, but it is not nearly enough.  Here is where your gift comes into play and helps build up the village.

What do you do well?  I am not just talking about your 9-5, but what other talents do you have?  Are you someone who looks for a job and finds one in a month when the average is six?  Then show other job seekers your obvious superior methods for finding a career.  Are you someone who can cook anything put in front of you, make it delicious, and have leftovers for the rest of the week?  Your mission is to find those who are struggling to make the grocery budget stretch to the end of the month and show them how to cook low cost meals for their families that end up saving them money that could be used to pay a bill or better yet save for a rainy day!  Are you someone who is excellent in a subject such as math, english, etc?  Find those kids in your neighborhood (village) and help them out with their homework because it has been proven that the average college graduate will make $650,000 more in a lifetime than a high school graduate!  I think $650,000 would definitely move you up to a great tax bracket. As you can see we all can do our part to help others make it to that next level and you know what the best result out of all of this is that person you help will reach their hand down and help the next person and over time there will be no more working poor and the middle class will be thriving again.  IT WILL GET BETTER!  The real question that remains is what are you going to do to help your fellow man or woman?  They’re waiting!